About

Meet Artie Bernaducci — The Translator of Financial Gobbledygook

Since 1991, Artie Bernaducci has helped individuals and families make sense of their money — and more importantly, take action with it. As founder of Bernaducci & Kugelov, the Retiring Baby Boomer Group, LLC, and co-founder of the Retirement Income Advisory Group, LLC, Artie has built a reputation for turning complex retirement concepts into clear, actionable strategies.

His mission is simple: cut through the noise and make financial planning make sense. Whether it’s Social Security, Medicare, Retirement Income, Long-Term Care, or Asset Protection — Artie explains it in plain English so his clients can make smart decisions with confidence.

From Soil to Solutions

Armed with a degree in Soil Science from Ball State University (yep, dirt!), Artie’s first “real job” was working with his hands as a mason contractor alongside his father. Eventually, he ran his own construction company for 11 years. That hands-on, no-nonsense approach still defines how he works with clients today: straightforward, practical, results-driven.

Authority You Can Trust


Artie holds the CLTC designation (Certification in Long-Term Care Planning) and is a Florida State Representative for the Asset Protection Society™, working in tandem with top-tier attorneys to shield client assets from lawsuits, creditors, or financial predators.

Educator, Speaker, Author


Artie regularly speaks to groups of Baby Boomers and their adult children about the biggest challenges facing retirees today. His workshops cover topics like Social Security, Income Planning, Identity Theft, and Protecting What You’ve Earned — and his books (available on Amazon) continue that mission of education and empowerment. Many attended over the years and have become clients.

Why People Call Artie


Clients say it best: “I finally understood what no one else could explain,” or “I wish I met Artie ten years ago.” If you’ve ever felt overwhelmed by your finances, or unsure about retirement, now is the time to reach out. A short conversation could help reduce uncertainty and stress through better planning.

On the Personal Side


Artie is happily married to his best friend Monica, with whom he shares four adult children and four energetic grandsons. Outside the office, you might find him lifting weights, in downward dog, or deep in meditation — because even number-crunchers need balance. He’s passionate about vegan living, paying it forward, and living with intention.

Ready to turn confusion into clarity?

Call Artie today and take the first step toward protecting what you’ve worked a lifetime to build.